$194,900

A duplex can do two jobs: provide a place to live and help offset the cost of owning it. At 1005 3rd Street E in Saint Paul, this 1900-built up-and-down duplex features an established rental history you can plug into, or optionally owner-occupy in the future. Its 2,066 finished square feet include a 3-bed / 1-bath main-level unit and a 2-bed / 1-bath upper-level unit. Each has a dedicated kitchen, living area, boiler, water heater, and 100-amp electrical panel. The upper unit adds an oversized bedroom and a spacious kitchen with island; the main level features a screened front porch and wood flooring in several rooms. The roof was replaced in June 2025 with architectural asphalt shingles. Current scheduled rents total $2,425 monthly, or $29,100 annually: $1,400 for the main unit and $1,025 for the upper unit, both on month-to-month terms. The main-level water heater has also been replaced. The owner pays water/sewer and trash; tenants pay electricity. The unfinished basement offers laundry and storage, and a rear concrete pad parks approximately four vehicles. Property taxes total $5,944 for 2026, and the Dayton's Bluff location imparts quick access to downtown Saint Paul and neighborhood parks. Two units, two jobs, and more than a couple of ways to put them to work.